Financial Highlights
Despite the challenging business environment and intense competition in the market, GNI Plc has continued to record a steady growth and improvement in performance over the years. The company’s performance has experienced remarkable improvements in the last three years as highlighted below:
|
2016 (000) |
2015 (000) |
2014 (000) |
N |
N |
N |
|
Gross Premium Written |
2,124,553 |
3,022,321 |
2,731,967 |
Net Retained Premium |
2,109,869 |
2,376,976 |
2,472,716 |
Claims Incurred |
1,598,725 |
1,007,861 |
1,371,730 |
Loss Ratio |
75.8% |
42% |
55% |
Premium Ceded |
483,912 |
442,012 |
340,006 |
Reinsures’ share of Claims |
145,567 |
74,670 |
24,051 |
Loss Ratio |
30% |
17% |
7% |
Underwriting Profit/(Loss) |
234,479 |
918,473 |
597,556 |
Investment & Other Income |
452,243 |
388,484 |
354,920 |
Net Profit/ (Loss) |
(475,087) |
549,845 |
(101.696) |
Total Assets |
9,869,237 |
10,620,705 |
10,448,750 |